Financial Guides & Investment Tips

This blog is designed for salaried individuals in India who want clear, practical guidance on how to manage and invest their monthly income. Instead of complex financial jargon, the articles here focus on simple rules, real-life examples, and age-appropriate strategies to help you make better money decisions.

If you are unsure how much of your salary to invest, where to invest, or how to start with SIPs and long-term planning, these guides will walk you through the basics step by step. You can begin with the foundational articles below and then use our calculators to apply these ideas to your own salary and goals.

How to Invest Your Salary in India (2025 Guide)

A complete beginner-friendly guide that explains how to allocate your monthly salary across Equity, Gold, PPF/FD, Cash and more — based on your age and financial goals.

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How Much of Your Salary Should You Invest?

Practical, balanced guidance on what percentage of your salary to invest at every life stage, with examples and a quick checklist.

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Best Investments for Beginners in India (2025 Guide)

A beginner-friendly guide to SIPs, index funds, PPF, gold, debt funds, and how to build your first investment portfolio in India.

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What is SIP? How Much Should You Invest Per Month?

Understand how SIPs work, how to pick the right monthly investment amount, and how to calculate future returns with simple tools.

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50-30-20 Rule for Salary: Complete Guide (India 2025)

Learn how to apply the 50-30-20 budgeting system to your salary, with examples and adaptable versions for Indian households.

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Best Investment Options for Monthly Salary in India (2025)

A practical breakdown of where to invest a portion of your monthly salary — SIPs, PPF, debt funds, gold, and more.

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How to Start Investing With a Low Salary in India (2025 Guide)

Learn how to invest even with a small monthly income. A step-by-step guide on budgeting, SIPs, PPF, emergency funds, and building long-term wealth.

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Equity vs Debt: Which Should You Choose Based on Your Salary?

Determine the right balance between equity and debt based on your income. Ideal investment mixes for low, mid, and high salaries with simple rules.

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